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Dear Esteemed Card Holder,

We have introduced OTP validation for all Debit and Credit E-com Transactions. No more registration is required for Verified by Visa/Master SecureCode. Mobile number is required for E-com transactions where you will get the OTP which will be used as second factor authentication. Kindly contact your home branch for addition/updation of mobile number, if it is not already done.

Thanks for banking with us,

Indian Overseas Bank

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